Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business and investing. If you missed last week’s post, check it out here. 😎 

Today’s Digest: 

• Death and Taxes? Let’s unpack how to lower your tax bill as a owner / investor

• What’s Happening in the Markets? Pokemon Boosting Target and Walmart, Billion Dollar Life Extending Drugs, Costco Gold Bars and AI’s Fracking Problem

• Deal Review: I usually talk about companies I’d buy - but this week I found a California Solar Business ($379k of Cash Flow) that I’m PASSING on - Here’s Why. Click HERE for the listing

• LinkedIn: btw… follow me on LinkedIn guys! or if you want slightly unhinged Kenny Finance and BTS, I exist on Instagram

TOP STORY

5 Strategies the Wealthy Use (That You Can Too)

My lawyer said I should probably say this… but FYI I’m not a tax advisor bro.

Disclaimer: I’m not a CPA or tax advisor — I’m just sharing my personal experience and the strategies I’ve used to reduce taxes across my own finances and businesses. Always consult a qualified tax professional before making any financial or tax decisions.

Ok… let’s begin.

Just wrapped my first year doing taxes as a business owner instead of a W-2 employee.
The difference? Night and day.

When you’re a high earner, the system taxes your income.
When you’re an owner, the system rewards your structure.

Here are 5 completely legal ways business owners (and investors) keep more of what they earn:

1. Pay Yourself Smart

Most employees earn a salary. Business owners can earn a salary + distributions.

That small shift saves thousands.
Why? Because only your W-2 salary is hit with payroll taxes. Distributions or dividends often aren’t.

Example: An S-Corp owner can pay themselves a “reasonable” salary and take the rest as distributions—lowering total tax exposure without breaking any rules.

2. Borrow, Don’t Sell

The wealthy don’t sell appreciated assets to get cash—they borrow against them.

Instead of selling stocks and triggering capital gains, they take out a low-interest loan backed by their portfolio (a securities-backed line of credit).
It’s tax-free liquidity.

You still own the asset, it keeps compounding, and you get cash to use today.

3. Move to a No-Tax State