Here's Your Fortune: Do You Need a Financial Advisor?, Bitcoin at $93K, AI’s Big Leap & Poolside Hustles

Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business, investing, and technology. You owe it to yourself to stay informed! If you missed last week’s post, check it out here. 😎 

Today’s post is 1,954 words (~5 minutes). Don’t be lazy… let’s get rich!

Cool Fact: AI’s Accidental Love Story: In 2020, a Reddit user shared a story about an AI trying to help them write a love letter. The AI, in a strange turn, wrote a passionate letter to the user’s coffee machine. It was full of affectionate phrases like, "I cannot live without your warmth." Clearly, AI was getting emotional!

Today’s Digest: 

1. NEW VIDEO 👉🏼 99% Sure Financial Advisors Are Ripping People Off... Here's Why

2. Bitcoin Blasts Past $93K – What This Means for the Future of Money. Learn how Bitcoin’s rise could impact your investment strategy.

3. The Day AI Starts Inventing AI: A Game-Changer Is Near. Discover how AI could soon be researching and improving itself in this breakthrough moment.

4. The Poolside Hustle: How To Make Money While You Relax. Discover how you can earn big by renting out your backyard pool.

KENNY FINANCE ON YOUTUBE!

Back again with a Friday special on YouTube! As I said before, my goal is to touch a million lives through financial wellness and provide the framework, insights, and playbook to be SMART with your money.

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3. WATCH THE ENTIRE VIDEO! Pls and thank you… it helps the YT algorithm spread to others who could use the advice

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5. I’ll be uploading fire content every Friday until you’re rich

6. Check out KENNY FINANCE for other videos

TOP STORY

Bitcoin’s Rocket Ride Past $93,000 – Why Everyone’s Talking About It

Bitcoin just hit a jaw-dropping $93,469 – yes, you read that right! For the first time ever, the world’s favorite digital currency superstar has broken through the $93K barrier, and the crypto scene is buzzing. But this isn’t just about numbers; Bitcoin’s rise is a clear sign of its growing power in the finance world. As inflation heats up and traditional cash starts to lose its charm, Bitcoin’s limited supply has transformed it from a curiosity to a serious option for investors looking to protect their wealth in style.

So, what’s fueling this digital rocket? October inflation data just came in, showing prices climbed 0.2% last month, putting inflation at 2.6% for the year. That might not sound like much, but for investors, it’s a flashing neon sign saying “inflation is real!” Cue Bitcoin’s entrance. Unlike cash, which can lose value as prices rise, Bitcoin has a set supply of 21 million coins. That scarcity makes it a favorite for those looking to stash their cash somewhere secure – and let’s be real, somewhere with serious growth potential.

While Bitcoin is basking in the spotlight, the rest of the crypto crew is feeling the pressure. Ether, XRP, and even Coinbase shares all took a dip this week as investors cashed in on recent gains. But Bitcoin? It’s holding strong, cementing its reputation as the “digital gold” that everyone from billion-dollar funds to new investors is watching. Bitcoin’s resilience in the face of crypto market ups and downs is what sets it apart, proving it’s not just another digital asset – it’s the main event.

So, what’s the takeaway? Bitcoin crossing the $93K mark isn’t just a financial milestone; it’s a wake-up call. Digital assets are no longer just for the tech crowd – they’re becoming a cornerstone of modern finance. Whether Bitcoin’s price keeps climbing or steadies out, its role in reshaping investment and protecting wealth is here to stay. Bitcoin’s big moment shows us a glimpse of the future, where digital assets offer more than just gains; they offer a new way to think about money in a changing world.

BITS OF GOLD

• Investors get more bullish as Trump trades keep powering through

• Stocks are on fire, with the market up five days in a row, Bitcoin hitting $90K, and the dollar flexing a one-year high. Investors are all in on "Trump Trades," with smaller stocks and banks leading the charge, and tech a bit out of breath. Some experts think we’re headed for a 10,000-point S&P 500 by 2030—talk about bullish.

• Dogecoin skyrockets 150% after Trump’s DOGE announcement

• Dogecoin is barking up the right tree, with its value doubling since Trump’s win. The meme-crypto, backed by Elon Musk and now tied to Trump’s new "DOGE" government efficiency group, has jumped from under 16 cents to 41.5 cents. It’s not just the dog mascot driving this—it’s Trump and Musk shaking up the crypto scene! While Bitcoin’s up by 30%, Dogecoin has skyrocketed 150% since Election Day.

• Why the S&P 500 could hit 7,000 by 2025 thanks to Trump

• The S&P 500’s forecast just went up to 7,000 by 2025, with Trump’s victory fueling the rally. Yardeni Research sees a ton of optimism ahead, thanks to tax cuts and a possible Republican sweep. But with all that good vibes comes the risk of a “meltup,” where too much optimism could turn sour.

• Looks like seniors can expect a little more pain in the wallet next year

• Medicare’s Part B premiums are rising by 6%, meaning you’ll pay an extra $10.30 a month—so now your doctor visits might come with a side of sticker shock. The premium will hit $185, up from $174.70 in 2024, with a deductible increase to $257. For the wealthy, the pain is even greater, with some paying nearly $630 a month for Part B. If you're already on Social Security, the extra costs will just be deducted from your checks, but if you're not, make sure your payments reflect the hike!

🏠💸TASTE OF THE FUTURE WITH AI

AI That Builds Better AI: Here’s Why It’s Coming Faster Than You Think

Imagine a world where AI doesn’t just answer questions or help with tasks—it creates its own AI systems. Sounds like something from a sci-fi movie, right? But according to AI researcher Leopold Aschenbrenner, this is becoming more likely. We could see AI not just solving problems but actively evolving itself, driving massive change on a global scale. It’s a concept that’s quickly shifting from theory to possibility.

Meet the AI Scientist

This is where Sakana AI, a Japanese startup, steps in. They’ve developed a self-sufficient AI system capable of reading research papers, formulating new hypotheses, running experiments, and even publishing findings—all without any human input. While it’s still in the early stages (it can’t interpret images and works with limited computing power), it’s showing us that AI can start taking the reins in scientific discovery. Pretty wild, right?

A Glimpse of the Future

And this is just the tip of the iceberg. As AI gets better at learning and adapting, the next step is self-improvement—AI improving its own capabilities at a rapid pace. This could lead to exponential growth in technological advancements, where AI continually outpaces human innovation and creates breakthroughs we can’t even imagine yet.

The AI Utopia?

So, where does this all lead? It’s not just about making life easier. The future of AI might involve machines that evolve on their own, with little to no human input. Who knows what kind of future we’re building when AI starts creating its own systems? One thing’s for sure: we’re in for one heck of a ride.

Other Cool AI News!

• Amazon is throwing down the gauntlet to Nvidia with a bold move

• Amazon’s trying to outdo Nvidia by offering $110 million worth of free computing power to AI researchers. How? By giving them access to its custom chips, Trainium, and letting them program directly, no Cuda required. With 40,000 chips up for grabs, AWS is hoping the DIY approach helps researchers optimize their work—and save on costs. It's Amazon’s strategy to grab a piece of the AI pie, and if it works, Nvidia might just have some competition on its hands.

• AI is transforming market research—Singapore’s Ai Palette is leading the charge

• Move over, old-school market research—Ai Palette’s got a new AI-powered way to predict trends, and it’s shaking up the industry. With over 61 billion data points, they’ve helped launch everything from calamari-flavored cereals to juice that fits local tastes. And food giants like Nestlé and Kellogg are already on board.

• Cisco’s forecast for the AI era just got brighter with a $13.8 billion revenue forecast

• Cisco’s looking pretty AI-friendly these days. With a forecast of nearly $14 billion in next-quarter revenue, they’re seeing a huge boost in product orders as businesses scramble to build AI infrastructure. The company’s also making strides in security, with revenue doubling. Even though Cisco’s first-quarter revenue fell 6%, their outlook is so upbeat that even a 4% drop in shares can’t dampen their mood. Looks like Cisco is ready to cash in on AI—and they’re doing it with a smile.

WHAT ABOUT TODAY’S FORTUNE? SIDE HUSTLE OF THE WEEK 💸

Make your pool work for you: Turn your backyard into a money-making machine 🏊🏾

If you’ve got a pool in your backyard, why not make it work for you? Renting out your pool could help you earn some serious cash, all while you’re lounging in the sun. Curious how? Let’s dive into this cool side hustle that can make you money without much effort.

Overview of this Side Hustle: Renting out your backyard pool to strangers is a genius way to turn your summer space into a cash machine! With platforms like Swimply, you can let people book your pool for an hour (or more) to chill, swim, or have a little poolside party. No need to worry about upkeep—just sit back and enjoy the extra income while someone else does the swimming.

Startup Cost: The startup cost here is surprisingly low—around $200 to $500 for pool maintenance, safety measures, and insurance. Depending on the pool’s location and amenities, that’s a pretty small price to pay for transforming your backyard into a mini oasis for rent. And if you already have a pool, you’re halfway there!

Capital Intensity: This side hustle doesn’t require a fortune to get started, but the more you invest in things like pool furniture, lighting, and amenities (think tiki torches and pool floats), the more you can charge. On average, people can make around $40–$100 an hour, so it’s a nice return on your capital investment!

Interesting Growth Opportunities: Swimply is booming as more people are looking for private places to relax. As this market grows, you could expand by offering more luxurious amenities like hot tubs, BBQs, or even renting out poolside seating for small events. Plus, by adding themed pool parties, you can attract more bookings.

Earning Potential: Renting out your pool could make you anywhere from $2,000 to $10,000 per month, depending on your location, the size of your pool, and how often you rent it out. A little marketing (maybe some Instagram posts) can have your pool booked up faster than you can say "cannonball!"

So, next time you’re soaking up the sun, remember your pool could be earning you money. With Swimply, you could be making hundreds (if not thousands) while someone else enjoys your backyard oasis. Time to make a splash! 💦

This newsletter is for informational purposes only and does not constitute investment advice. The content is based on publicly available information, and the author makes no representations about its accuracy or completeness. Readers should conduct their own research before making any investment decisions.