Here's Your Fortune: Home Affordability, Milton's Wrath, AI in Schools and Blast Away Grime

Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business, investing, and technology. You owe it to yourself to stay informed! If you missed last week’s post, check it out here. 😎 

Today’s post is 2,132 words (~5 minutes). Don’t be lazy… let’s get rich!

Cool Fact: The Amazon Echo & the Dog Incident: In a hilarious mix-up, an Amazon Echo thought it heard its owner say “order dog food” when they actually said “play a dog song.” The next day, the owner received a delivery of 10 giant bags of kibble. Their dog's reaction? “Finally, the humans understand my royal appetite!” The owner, however, was left to wonder if they had accidentally adopted a Great Dane instead of a Dachshund.

Today’s Digest: 

1. NEW VIDEO 👉🏼 How Much House Can You Afford 🏡

2. Milton's Wrath: A Category 3 Hurricane Targets Central Florida. Discover how Hurricane Milton is reshaping Florida's future with its devastating force.

3. From Burnout to Breakthrough: How AI is Lightening the Load for Teachers. Discover how AI is transforming classrooms with personalized learning and time-saving tools.

4. Transform Dirt into Dollars: How to Start Your Power Washing Empire. Learn about starting your power washing adventure.

KENNY FINANCE ON YOUTUBE!

Back again with a Friday special on YouTube! As I said before, my goal is to touch a million lives through financial wellness and provide the framework, insights, and playbook to be SMART with your money.

Few things:

1. Check out tonight’s video on How Much House Can You Afford 🏡

2. Make sure you Subscribe and hit those bell notifications so you never miss a beat 📲

3. WATCH THE ENTIRE VIDEO! Pls and thank you… it helps the YT algorithm spread to others who could use the advice

4. Like and comment and let me know what you think 🤩

5. I’ll be uploading fire content every Friday until you’re rich

6. Check out KENNY FINANCE for other videos

TOP STORY

Hurricane Milton Brings Chaos, Tornadoes, and a $100 Billion Blow

Hurricane Milton hit Florida’s Gulf Coast as a Category 3 storm, unleashing 120 mph winds and leaving cities like Tampa, St. Petersburg, and Orlando in chaos. Millions were forced to evacuate, while tornado warnings were issued across 120 counties. Highways became parking lots as people fled, and more than 300,000 homes lost power within hours of landfall. Storm surges as high as 10 feet flooded coastal areas, while inland cities like Orlando faced heavy rains and severe wind damage.

The Massive Economic Toll: $100 Billion in Insured Losses

Beyond the physical destruction, the economic toll is massive. According to Fitch Ratings, insured losses are expected to exceed $100 billion. This storm alone will push 2024’s total insured losses beyond that figure, making it one of the costliest hurricanes in U.S. history. Florida’s already strained insurance market is bracing for a wave of claims, which could lead to higher premiums and market instability. Rebuilding will require billions, impacting the real estate, tourism, and small business sectors, with long-term setbacks likely.

What’s Next for Florida?

With the storm weakening, Floridians assess the damage and begin the long road to recovery. Power is slowly being restored, and cleanup efforts are underway. As shelters fill and aid pours in, it’s clear the state’s resilience will once again be tested in the face of disaster. Milton’s impact will be felt for years as Florida rebuilds stronger, but the economic damage will leave scars on communities and industries alike.

BITS OF GOLD

• Apple backs out of OpenAI funding—wait, what happened?

• Apple flirted with the idea of investing in OpenAI, but at the last minute, they swerved like a Tesla avoiding a pothole. The tech giant was considering throwing some cash into a $6.5 billion funding round for OpenAI, but according to a new report, they dropped out of the race just before the finish line. Don’t worry, OpenAI’s still swimming in offers from Microsoft and Nvidia, so they won’t be short on funding. Meanwhile, Apple is keeping its AI ambitions alive with upcoming ChatGPT integration, just without the heavy investment.

• Goldman Sachs is feeling lucky—here’s why they’re bullish on the S&P 500

• Goldman Sachs is on a roll! They've just raised their S&P 500 price target for the third time this year, now aiming for a cool 6,000, which means a delightful 5% gain for all you stock enthusiasts out there. What’s driving this bullish behavior? Margin expansion, a semiconductor revival, and AI trends that are practically throwing money at corporate profits! At this rate, Goldman Sachs might as well start a fortune-telling service with how good their predictions are getting.

• Looks like American Water has more than just H2O to worry about

• The largest regulated water utility in the U.S. was recently splashed with a cyberattack that caused some "unauthorized activity" in their networks. But don’t grab your buckets just yet; they’ve activated their incident response protocols and brought in the cybersecurity pros to handle the situation. In the meantime, they’ve hit pause on customer billing—because nothing says "trust us" like a water company temporarily halting your bill. Thankfully, their water operations remain unaffected, so you can still quench your thirst without worry.

🏠💸TASTE OF THE FUTURE WITH AI

How AI is Supercharging Individualized Learning for Teachers and Students

We’re in the age of AI, and it’s not just for sci-fi movies or robot vacuums anymore—AI is now rolling into classrooms, ready to make individualized learning easier for everyone. From lightening teachers' workloads to helping students ace their exams, AI is becoming the secret weapon schools never knew they needed.

Think about it—school curriculums are great for most kids, but sometimes students need a little extra help, or maybe they’re bored out of their minds because they’ve already mastered the lesson. Cue AI, sliding in to provide personalized learning on demand. Mariana Aguilar, VP of Education and Operations at GoGuardian, spills the tea on how AI can give teachers and students the support they’ve been craving.

Teachers Are Swamped—AI to the Rescue!

Imagine being a teacher today. You’re not just teaching math or science—you’re basically running a circus. You’re a counselor, a manager, a parent, and sometimes a referee, all while trying to make sure your students actually learn something! Teachers are burning out faster than you can say “pop quiz,” and that’s where AI steps in like a superhero.

According to Aguilar, “Teachers are overwhelmed.” AI can’t grade all those papers or handle every rowdy kid, but it can speed up the boring stuff. Need a quiz? AI’s got it covered. Grading? Done in minutes. More importantly, AI can create personalized practice sets for struggling students in seconds. What used to take hours of teacher time can now be done with just a few clicks.

Can AI Help Struggling Students Too? Oh, You Bet.

Here’s where things get even cooler—AI doesn’t just make life easier for teachers, it’s a game-changer for students too. Whether they’re lagging behind or ahead of the curve, AI can swoop in and tailor lessons to their specific needs. Aguilar breaks it down: “AI can identify the exact standards a student is struggling with and generate practice sets in seconds. That’s real-time help.”

Instead of a one-size-fits-all approach, AI gives students exactly what they need, when they need it. This means no more wasting time on lessons they’ve already mastered, or getting lost when they’re struggling. It’s learning that actually works for them, not against them.

AI Is Saving Teachers from Burnout and Students from Boredom

Here’s the bottom line: AI is saving the day. For teachers, it’s easing the pressure and helping with all the tasks that used to eat up their time. For students, it’s offering personalized support that adapts to their learning style and needs. And as AI continues to evolve, classrooms will become more efficient, personalized, and engaging for everyone involved. It’s not replacing teachers—it’s making their lives easier while helping students learn better.

Other Cool AI News!

• From barometers to bytes—how AI is revolutionizing hurricane forecasting

• Meteorologists are trading in their old forecasting models for sleek machine learning algorithms that can whip up storm predictions in seconds, while traditional models still take hours. It turns out, AI can predict hurricane paths like a seasoned weather guru, even calling Milton’s likely landing spot before other models could finish their coffee. Just remember, while AI is taking the storm by storm, it's still a work in progress, so don’t toss your barometer just yet.

• Amazon’s game-changing package retrieval system

• Amazon is making deliveries a breeze with its new AI-powered VAPR system, turning drivers into delivery superheroes. With a glowing green circle to highlight the right packages and audio alerts to guide them, the days of hunting through the van are over! This innovation is set to hit 1,000 electric Rivian vans by early 2025, cutting delivery times from a tedious two to five minutes to under a minute. Time to deliver like a pro.

• AI startups score big in 2024—investors can’t get enough

• In 2024, AI startups are cashing in big, riding the investor wave like it’s a never-ending rollercoaster. OpenAI just bagged a whopping $6.6 billion in funding, pushing its valuation to an eye-popping $157 billion—talk about striking gold in the tech world! With the buzz from the ChatGPT launch still echoing, venture capitalists are diving headfirst into the AI pool, making it the hottest spot for investors. It’s a funding frenzy out there, and these startups are loving every dollar of it.

WHAT ABOUT TODAY’S FORTUNE? SIDE HUSTLE OF THE WEEK 💸

Blast Away Grime and Cash In with a Power Washing Side Hustle!

Ever dreamed of making money while blasting away dirt like a superhero? Welcome to the exciting world of power washing! With just a $100 investment, you can transform your weekends from couch potato time to cash-generating adventures, all while enjoying the oddly satisfying thrill of seeing grime disappear in seconds. Grab your goggles and let’s dive into this refreshing side hustle.

Overview of this Side Hustle: Picture this: you, a power washer, transforming tired surfaces into shining examples of cleanliness. Power washing isn’t just about cleaning; it’s about becoming the neighborhood’s grime-fighting legend! Whether you’re sprucing up driveways, fences, or even outdoor furniture, you’ll earn some serious bragging rights (and cash) while you do it. Plus, who doesn’t love the sound of a pressure washer—it’s like music to your ears.

Startup Cost: Ready for the best news? You can kickstart your power washing business for a mere $100! Yes, you read that right—less than a fancy night out! Grab an electric power washer from the TikTok shop, add a few supplies (safety goggles, anyone?), and voilà—you’re in business! With such a tiny investment, the only thing holding you back is your willingness to get a little dirty.

Capital Intensity: Worried about breaking the bank? Fear not! Power washing is as light on capital intensity as a feather in a breeze. With minimal equipment and low overhead costs, you won’t need a mountain of cash to get rolling. The bulk of your expenses will go toward marketing and cleaning supplies, so you can focus on the fun stuff—actually washing things.

Interesting Growth Opportunities: Once you’ve conquered the basics, the growth potential is through the roof (or should we say, the deck?). Expand your services to include roof cleaning, deck staining, or even gutter cleaning—your options are as endless as the grime you can tackle! You could even offer seasonal services, like prepping homes for summer barbecues or holiday cleaning marathons. With creativity and a sprinkle of hustle, you could become the cleaning superstar of your town.

Earning Potential: Now, let’s talk dollars—because who doesn’t love a good payday? You can easily rake in around $100 an hour power washing, and that’s just the beginning! Work a few hours on weekends, and you could pocket $500 before you know it. Turn this side hustle into a full-time gig, and you might be looking at earnings of $50,000 a year. That’s right—cleaning can pay off big time.

So there you have it—power washing is not just a fun way to earn some extra cash; it’s your ticket to becoming the neighborhood’s dirt-busting hero! With minimal startup costs, low capital intensity, and incredible earning potential, this side hustle is just waiting for you to dive in. Grab your power washer, put on your superhero cape (or apron), and get ready to turn dirt into dollars. Your future self will thank you—now go make that money.

This newsletter is for informational purposes only and does not constitute investment advice. The content is based on publicly available information, and the author makes no representations about its accuracy or completeness. Readers should conduct their own research before making any investment decisions.