Here's Your Fortune: Tariff Trouble, AI’s 1999 Moment, DeepSeek Shakes AI & a Local Hustle Worth Your Time

Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business, investing, and technology. You owe it to yourself to stay informed! If you missed last week’s post, check it out here. 😎 

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Cool Fact: When Netflix Nearly Got Blockbustered. Netflix almost became a casualty of Blockbuster’s stubbornness. In the early 2000s, Blockbuster had the chance to buy Netflix for $50 million. They passed. Now Netflix is worth over $200 billion, while Blockbuster... well, it’s mostly a joke now.

Today’s Digest: 

1. NEW VIDEO 👉🏼 How we’re getting ripped off by tariffs

2. Wall Street’s AI Frenzy Feels Like 1999—Are We About to Crash? Learn why Ray Dalio believes AI stocks are in dangerous bubble territory.

3. A $6M AI Model Just Sent Shockwaves Through the $3.5T Chip Industry. DeepSeek is shaking up big tech—find out how.

4. Get Paid to Make Your Favorite Café Instagram Famous. Businesses are paying $$$ for this simple skill. Get started now.

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TOP STORY

Wall Street’s AI Frenzy Feels Like 1999—Are We About to Crash?

When a billionaire like Ray Dalio starts waving the “bubble” flag, you know it’s time to stop popping champagne and start paying attention. The legendary investor is calling today’s AI stock craze eerily similar to the dotcom bubble of the late ‘90s—when everyone thought the internet would make them rich overnight, only to wake up with a financial hangover.

Déjà Vu: The Signs of a Bubble

Dalio’s take? AI is revolutionary, sure—but so was the internet, and that didn’t stop thousands of dotcom darlings from vanishing into thin air. Here’s why he’s spooked:

1. Sky-high valuations – AI stocks like Nvidia have been partying hard, doubling since 2023. That’s giving major flashbacks to the ‘90s when investors went crazy for any company with “.com” in its name—right before they lost 80% of their money.

2. Interest rate risks – Remember that time the Federal Reserve decided to tighten up in the early 2000s and popped the dotcom bubble? Yeah, interest rates are still high, and if they stay that way, these pricey AI stocks could take a serious tumble.

The AI Arms Race: A Billion-Dollar Showdown

AI isn’t just another corporate rat race—it’s a full-on tech war. The U.S. and China are throwing cash at AI development like it’s a Black Friday sale, sometimes ignoring that tiny detail called “profitability.”

And then there’s DeepSeek, the Chinese AI upstart that just shook Wall Street by unveiling a model that rivals OpenAI and Meta—but at a fraction of the cost. That bombshell wiped nearly $600 billion off Nvidia’s market cap in a single day. Yep, it’s that volatile.

What’s Next?

The dotcom bust didn’t mean the internet was a flop—it just meant betting on every internet company was a one-way ticket to regret. AI is here to stay, but that doesn’t mean all AI stocks are golden tickets.

If you’re investing, stay sharp, dodge the hype, and remember: when everyone starts screaming “this time is different,” history usually proves them wrong.

BITS OF GOLD

• Trump’s food price promise? Still waiting for it

• Trump’s promise to lower food prices immediately is looking like a broken record. Democrats are calling him out for prioritizing everything else—like immigration and pardoning January 6 attackers—while grocery bills keep rising. His only action on food? A vague executive order that doesn’t exactly crack down on high prices.

• Investors race for bonds as DeepSeek AI shakes up Wall Street

• With China’s new AI tool DeepSeek scaring Wall Street, investors are fleeing stocks faster than a cat avoids water, flocking to the bond market for safety. The 10-year Treasury yield dropped to its lowest level this year, and it seems like everyone's betting against the tech sector's dominance. Between the bond market’s flip and the Fed's upcoming decision, it’s a wild ride, but at least the bonds seem to be the calm in the storm.

• Investors start pulling back from Treasurys, boosting yields

• Treasury yields have edged up from their 2025 lows, as global markets took a breather and investors turned their attention to the Federal Reserve’s upcoming policy decision. Despite a tough start to the week, reports of tariffs and weak consumer confidence kept the bond market on edge. The Fed’s meeting could be the next big move, but for now, yields are slowly rising as Treasury demand wanes.

🏠💸TASTE OF THE FUTURE WITH AI

China’s AI Game Just Changed—DeepSeek Is Making Silicon Valley Nervous

Picture this: A Chinese AI model that came out of nowhere, shot to the top of the Apple Store charts, and wiped out $600 billion from Nvidia’s market value overnight. If that sounds like a scene from a futuristic thriller, welcome to reality. DeepSeek is here, and the AI game may never be the same.

The Underdog That Took on Giants

DeepSeek isn’t just another AI chatbot trying to play in ChatGPT’s league—it’s rewriting the rulebook. Released on January 20, it stunned AI experts and sent shockwaves through Silicon Valley. How? By proving that you don’t need an unlimited budget or cutting-edge chips to build a world-class AI.

Its secret sauce? Using fewer advanced chips while still delivering OpenAI-level performance—at a fraction of the cost. While OpenAI spent over $100 million training GPT-4, DeepSeek reportedly did it for just $6 million. Talk about a budget-friendly power move!

Why Washington and Wall Street Are Freaking Out

DeepSeek’s rise isn’t just shaking up the AI space—it’s become a geopolitical hot topic. The U.S. has been blocking advanced chip exports to China, hoping to slow its AI development. But DeepSeek’s success proves China doesn’t need America’s best chips to build top-tier AI. And that’s huge.

Even former President Donald Trump weighed in, calling it a "wake-up call" for U.S. tech companies. Meanwhile, Beijing is loving this moment, with state media celebrating DeepSeek as proof of China’s innovation prowess.

Silicon Valley’s Worst Nightmare?

The finance world isn’t taking DeepSeek lightly. On January 27, news of its success sent Nasdaq tumbling over 3%, wiping billions off the value of tech companies. Nvidia took the hardest hit, losing 17% of its stock value in one day. For context, that’s the biggest one-day loss in U.S. history—yes, even bigger than the worst days of the dot-com crash.

Why the panic? Because DeepSeek is proving that AI models don’t need ultra-premium chips, which means chip makers like Nvidia might not have the monopoly they thought.

Who’s Behind DeepSeek?

Meet Liang Wenfeng—the mystery man behind the AI phenomenon. Unlike Silicon Valley’s hoodie-wearing billionaires, Liang has a finance background. He founded the hedge fund High-Flyer, which uses AI to analyze markets, before jumping headfirst into the AI race.

His vision? Stop China from being a tech follower and make it a global AI leader. With DeepSeek’s explosive rise, he’s making that dream a reality.

The Future of AI Just Got Way More Interesting

DeepSeek’s rise changes everything. It proves that AI innovation isn’t just about who has the most money or access to the best chips. It’s about strategy, efficiency, and ingenuity.

While China celebrates, the U.S. scrambles, and Silicon Valley reassesses its game plan, one thing is clear—DeepSeek is more than just an AI model. It’s a statement. And the race for AI supremacy just got a whole lot more unpredictable.

Other Cool AI News!

• Leaked memo exposes Apple’s AI priorities for the year ahead

• Apple’s AI game plan for 2025? Revamp Siri and make their in-house AI models smarter—no major surprises here, but it's a start! According to a leaked memo, Apple’s AI team, now led by Kim Vorrath, is focused on fixing Siri and improving its AI systems, especially after some hiccups with iOS 18’s notification summaries. It’s all about refining the tech that’s been underwhelming for years—and maybe, just maybe, Siri will finally work as expected.

• Zuckerberg’s risky $65 billion bet on AI: worth it or wild?

• Meta is going all-in on AI with a jaw-dropping $65 billion investment in 2025! They’re building a massive data center (the size of a chunk of Manhattan) and adding millions of GPUs to power their next-gen projects. While Zuckerberg admits it could be an overspend, he believes the reward of being ahead in AI is too big to pass up.

• Why OpenAI researcher left over AI safety fears

• Steven Adler, a safety researcher at OpenAI, just left the company, calling the race to AGI a “risky gamble” for humanity. He’s worried that the faster AI labs race, the less likely they’ll be able to align AI with human goals. With the U.S. and China battling for supremacy, the stakes are higher than ever.

WHAT ABOUT TODAY’S FORTUNE? SIDE HUSTLE OF THE WEEK 💸

Your Favorite Local Spot Needs You—And Your Camera

If you’ve ever scrolled past a restaurant’s Instagram and thought, “Wow, this lighting is tragic,” then congratulations—you’ve got the eye for hyperlocal content creation. Small businesses are desperate for someone who can make them look good online. And if you can turn a croissant into a viral moment, you’re in business.

Overview of this Side Hustle: Forget billboards and TV ads—small businesses need snappy videos and eye-catching photos to stand out in their communities. That’s where you come in! As a hyperlocal content creator, you’ll help restaurants, boutiques, and coffee shops shine on social media with reels, short videos, and pro-level pics. It’s a fun, creative gig that pays well—plus, free food if you play your cards right.

Startup Cost: You don’t need a Hollywood budget to start—just a decent smartphone, a ring light, and maybe a lapel mic. A solid setup can run you anywhere from $300 to $1,500, depending on how fancy you want to get. If you already own a good phone, congrats—you’re halfway there.

Capital Intensity: This is a low-capital, high-return hustle—meaning you don’t have to sell a kidney to get started. With just $500 or less, you can land your first clients and start making money right away. Your biggest cost? Maybe a coffee addiction from all those café shoots.

Interesting Growth Opportunities: Start local, think big! Today, you’re shooting Instagram stories for a bakery; tomorrow, you’re managing content for a whole restaurant chain. Businesses love consistency, so if you do great work, you could land long-term contracts. And who knows? With enough clients, you could turn this into a full-fledged marketing agency.

Earning Potential: Local businesses are happy to pay $200 to $1,000 per project, depending on the scope. If you land just five clients a month at $500 each, that’s a solid $2,500—all while working in cool spots around town. Scale up, and you could easily hit $5K to $10K per month without breaking a sweat.

The beauty of this hustle? Businesses need fresh content all the time, meaning repeat clients and steady cash flow. Whether you want extra income or a full-time gig, this is a skill that pays. So grab your phone, start shooting, and turn local businesses into social media stars—while making bank.

This newsletter is for informational purposes only and does not constitute investment advice. The content is based on publicly available information, and the author makes no representations about its accuracy or completeness. Readers should conduct their own research before making any investment decisions.