Here's Your Fortune: Top Index Funds, Bitcoin Bombshells, AI Companions & Career Hustles

Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business, investing, and technology. You owe it to yourself to stay informed! If you missed last week’s post, check it out here. 😎 

Today’s post is 1,749 words (~5 minutes). Don’t be lazy… let’s get rich!

Cool Fact: AI That Can’t Tell a Dog from a Muffin. In a famous fail from 2016, Google’s image recognition AI struggled to differentiate between a dog and a muffin. Yes, the AI thought a picture of a fluffy puppy looked like a muffin. It's safe to say that the AI might have missed the “dog” memo in its training session.

Today’s Digest: 

1. NEW VIDEO 👉🏼 The Only 5 Index Funds You Need to Own in 2025

2. The $5.4 Billion Bitcoin Splash That Shook MicroStrategy’s Shares. Learn why MicroStrategy’s bold Bitcoin moves could either make or break its future.

3. AI Besties Are Here to Stay: The Next Big Thing in Digital Fun. Discover how AI companionship is transforming digital entertainment.

4. Teach Resumes, Cash Checks: Your New Hustle Awaits. Learn how to turn your career smarts into a paycheck

KENNY FINANCE ON YOUTUBE!

Back again with a Friday special on YouTube! As I said before, my goal is to touch a million lives through financial wellness and provide the framework, insights, and playbook to be SMART with your money.

Few things:

1. Check out tonight’s video on The Only 5 Index Funds You Need to Own in 2025

2. Make sure you Subscribe and hit those bell notifications so you never miss a beat 📲

3. WATCH THE ENTIRE VIDEO! Pls and thank you… it helps the YT algorithm spread to others who could use the advice

4. Like and comment and let me know what you think 🤩

5. I’ll be uploading fire content every Friday until you’re rich

6. Check out KENNY FINANCE for other videos

TOP STORY

MicroStrategy’s $5.4 Billion Bitcoin Binge—Genius or a Wild Gamble?

MicroStrategy is back at it, throwing down $5.4 billion on 55,000 more bitcoins last week like it’s a Black Friday crypto sale. With Bitcoin teasing the $100,000 mark, this move cements the company as the ultimate corporate Bitcoin whale, now sitting on a jaw-dropping 386,700 bitcoins. Total spent? A casual $21.9 billion.

Here’s where it gets spicy: the company snagged this batch at an average of $97,862 per coin, while critics are already side-eyeing this bold bet. Short-seller Citron Research slammed MicroStrategy, claiming its stock has gone “completely detached from Bitcoin fundamentals.” Ouch. Meanwhile, MicroStrategy shares slid 4% after the announcement and took a 15% nosedive last week.

But wait—Wall Street’s not ready to throw shade just yet. Analysts at Bernstein and Benchmark have cranked up their price targets on the stock, with some predicting Bitcoin could hit $225,000 by 2026. If that happens, MicroStrategy’s move could look less like a gamble and more like pure genius.

This isn’t just a crypto play; it’s an all-or-nothing strategy that could redefine corporate investing. If Bitcoin keeps soaring, MicroStrategy’s audacity will pay off in billions. If it tanks? Well, let’s just say “painful” doesn’t even begin to cover it.

MicroStrategy is betting the farm, the barn, and the tractor on Bitcoin. Love it or hate it, their relentless crypto buys are shaping the narrative around institutional Bitcoin adoption. Will they come out as visionaries or cautionary tales? For now, one thing’s clear—they’re not afraid to roll the dice, and the entire market is watching.

BITS OF GOLD

• Best Buy’s Q3 results scream “Do Not Add to Cart.”

• Best Buy just got ghosted by consumers! Third-quarter profits fell short, with revenue slipping to $9.45B as hesitant shoppers waited for deals and got distracted by election drama. Shares tanked 7%, and the full-year outlook? Trimmed like a Black Friday doorbuster.ith smaller bills. Owning a home still has perks, but right now, it’s a steep uphill climb.

• Renters face uphill battle in wealth building

• Renters, the struggle is real. With a median net worth of $10,400 compared to homeowners’ $400K, it’s like bringing a squirt gun to a money fight. But experts say there’s hope—ditch debt, boost savings, and maybe think about buying a home (or at least stop renting Netflix DVDs).

• Home prices cool and consumer optimism heats up—what’s next?

• Good news, America: Consumer confidence is on the rise—because who wouldn’t feel optimistic about the holidays after a mildly chaotic election? Home prices are slowing, new home sales are tumbling, and while the labor market remains a bit meh, at least people are crossing their fingers for cheaper avocados in 2025.

🏠💸TASTE OF THE FUTURE WITH AI

AI Companionship: The Digital BFF Revolution

Artificial Intelligence isn’t just about smart gadgets and productivity hacks anymore—it’s rewriting how we connect, play, and even love. From immersive gaming to emotional relationships, AI companions are turning the digital world into a playground of possibilities. Starting as a $30M market with apps like Replika, this trend is skyrocketing toward a jaw-dropping $70–$150B annually by 2030.

From Roleplay to Romance: Meet Your Digital Soulmate

Platforms like Replika and Character.AI offer everything from casual chats to full-on roleplay and even NSFW encounters (yep, AI gets spicy). With 15 million users flocking to Character.AI, which is now adding voice interactions, it’s clear: digital companionship is no longer just niche—it’s mainstream. These AIs are more than tools; they’re storytellers, listeners, and for some, almost-human friends.

AI + Gaming = Pure Immersion

Games like Skyrim and The Sims are being supercharged with generative AI, creating smarter, more relatable NPCs. Imagine an NPC that remembers you, reacts to you, and feels alive. Platforms like Roblox and Unity are using AI to build entire worlds faster than ever, making gaming more flexible, creative, and downright magical.

Social Media’s AI Takeover

AI is infiltrating social media, from Instagram bots mimicking your favorite celebs to Discord’s chatty AI pals. Virtual influencers are already taking over your feeds, and someday, you might “meet” an AI version of your favorite idol. Social interactions just got a futuristic upgrade.

Why This Matters: Filling the Loneliness Gap

Americans now spend 7.4 hours daily alone—cue AI companions. These digital pals don’t just cure boredom; they fill emotional voids, becoming a lifeline for many. The tech is getting cheaper and more accessible, meaning AI companions could soon outshine early social media in how they shape our lives.

A Digital Era Like No Other

Just as gaming evolved from text adventures to blockbuster VR, AI companionship is at a game-changing moment. By 2030, billions could rely on these platforms for work, play, and connection. This isn’t just the future of tech—it’s the future of us.

AI companions are more than just a trend—they’re reshaping how we interact with the digital world. Whether you’re diving into a fully immersive game, chatting up a witty bot, or exploring emotional connections, this tech is redefining relationships. The line between real and virtual? It’s officially blurred—and the journey has only just begun.

Other Cool AI News!

• No robot can mess with your health insurance—Illinois has a bill for that

• Illinois is stepping in to make sure AI doesn’t start playing God with your health insurance. A new bill wants to stop AI from denying your claims or messing with your meds without a human check. Basically, they’re making sure AI doesn’t become the “bad guy” in your policy—no more robot-run healthcare drama.

• Amazon bets big on Anthropic to stay in the AI race

• Amazon is diving deep into the AI pool, throwing a whopping $4 billion at Anthropic, a competitor to OpenAI. The move is all about keeping up with Microsoft’s AI-powered AWS services, and while they can’t buy Anthropic outright (thanks, regulators), they’re happily betting on it. Meanwhile, Anthropic has promised to spend $4 billion on Amazon’s AWS, so it’s a win-win—unless you’re Microsoft.

• Connecticut’s AI healthcare revolution is here—and it’s already saving lives

• AI is already shaking up healthcare in Connecticut, and it’s not just diagnosing problems—it’s predicting them. From spotting strokes to preventing chemotherapy infections, Hartford Healthcare is using AI like a medical fortune teller. Yale’s in on the action too, sinking $150 million into AI research for better diagnoses, faster drug discoveries, and more doctor-patient face time.

WHAT ABOUT TODAY’S FORTUNE? SIDE HUSTLE OF THE WEEK 💸

Help People Get Jobs—and Get Paid Doing It!

You're already the go-to friend for career advice—why not get paid for it? Career coaching is the perfect mix of helping people and making your bank account smile.

Overview of this Side Hustle: Think of career coaching as being the Fairy Godparent of job seekers. You wave your magic wand (aka, LinkedIn hacks and killer resume tips), and poof—dream jobs happen. The best part? You can do it from your couch in sweatpants, coffee in hand, all while feeling like a hero. Helping people level up their careers AND getting paid? Sign me up.

Startup Cost: Starting this hustle is cheaper than your monthly coffee habit—$100 tops! A basic website, a few online certifications (if you’re feeling fancy), and you’re good to go. No inventory, no weird startup kits, just your brain and some good internet vibes. Your wallet will barely notice you spent anything.

Capital Intensity: Basically nonexistent. You might spend $50-$200 on tools like a booking app or Zoom premium if you're feeling luxurious. It’s all about low overhead and high hustle. Translation: you’re investing your energy, not your paycheck—finally, a side hustle that respects your budget.

Interesting Growth Opportunities: Start solo, grow big—this hustle scales like crazy! Offer group coaching, drop a slick online course, or even write a career advice book (hello, Amazon bestseller!). Plus, with remote work on the rise, your audience isn’t just the neighborhood—it’s the world. Basically, your couch could become your global empire.

Earning Potential: Career coaches charge anywhere from $50 to $500 per session. Toss in an online course or two, and you’re looking at $1,000 to $5,000+ a month. That’s some serious side cash for giving advice you probably already dish out for free. Plus, you get to say you’re “changing lives,” which makes you sound fancy at parties.

If you’re ready to earn extra cash while making a real impact, career coaching is calling your name.

This newsletter is for informational purposes only and does not constitute investment advice. The content is based on publicly available information, and the author makes no representations about its accuracy or completeness. Readers should conduct their own research before making any investment decisions.