Here's Your Fortune: Conquer Taxes, AI DJ w/ Spotify, & Cash in on Essays!

Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business, investing, and technology. You owe it to yourself to stay informed! If you missed last week’s post, check it out here. 😎 

Cool Fact: AI on Tinder swipes right for hot dogs? Dating App mishap shows machines still need to learn the art of flirting (or telling food from furry friends!) Forget catfishing, this AI fell in love with... a hot dog. Seems those algorithms need some work on the difference between love at first bite and love at first sight! ❤️

Today’s Digest:

1. Tax Time Tears? Be a Tax Terminator! Don't let tax season stress you out. Become a tax whiz and conquer those forms like a pro!

2. DJ AI Spotify! 🎧 Explore how AI is changing music and how you can leverage Spotify to become a playlist king (or queen)!

3. College Essays Don't Have to Suck! Be the Grammar Guru high schoolers Need✍️

TOP STORY

Taxes… so why do we pay them again?

Spring's here, with flowers, baby animals...and the dreaded tax season! We all face the annual ritual of receipts ($23 billion worth!), confusing forms, and wondering where our money went. It's a national tradition (one we didn't choose), but hey, misery loves company!

The IRS, bless them, tackles a staggering 160 million returns – more paperwork than a squirrel with a Netflix hoarding habit! But fear not, taxpayers! Let's untangle this tax tango with some fun facts:

The Great Taxpayer Divide: A Reality Show We Can't Look Away From

This one's a classic, like a bad reality TV show we can't stop watching. Most Americans feel like a certain segment of the population (think waltzing CEOs and trust-fund babies) are gliding effortlessly across the dance floor of tax responsibility, leaving everyone else to do the complicated footwork. Democrats are waving the "raise-the-tax-rates" flag with the fervor of a competitive ballroom dancer, while Republicans are offering a more hesitant two-step of agreement.

The Tax Code Labyrinth: More Frustrating Than Blindfolded Ballroom Dancing

The complexity of the tax code would make even the mythological Minotaur cry for a tax lawyer (and a very expensive one at that). It's a labyrinthine mess of over 70,000 pages (yes, you read that right!) of rules, regulations, and loopholes that could leave even the most seasoned accountant feeling like they've got two left feet. It's like trying to follow a waltz instruction manual written in ancient hieroglyphics while blindfolded.

A Silver Lining: E-filing to the Rescue!

Thankfully, there's a silver lining in this tax tango. Filing taxes is easier than ever before. E-filing is the new Netflix – everyone's doing it, and it's a whole lot faster than waiting in line at the post office.

So there you have it, folks. The tax adventure (or misadventure, depending on your perspective) of the average American. It might not be a walk in the park, but at least it's a shared experience. Come April 15th, you're not alone in the tax filing frenzy. We're all in this sigh-a-thon together. Just remember, a little humor (and maybe a very strong cup of coffee) can go a long way in making this national tradition a little less painful. And who knows, maybe someday we'll all be waltzing through tax season with grace and ease. But hey, that's a dream for another spring.

BITS OF GOLD

• Gold Rush 2.0

  • Forget diamonds, gold and silver are the new bling! Prices are soaring thanks to a wild mix of factors. Imagine interest rates dropping, world leaders arguing, China buying tons of gold, and elections making everyone nervous. That's what's happening, and it's making investors flock to gold. Keep an eye on things before diving in yourself.

• The future of investing is all digital

  • Crypto's the new bling! BlackRock, the investment kingpin, just tossed $100 million into crypto. Their CEO thinks this "tokenization" thing is gonna explode - a $10 TRILLION market by 2030! Forget slow stock trades, these fancy "ETFs" are gonna turn everything digital for lightning-fast investing.

• Housing problems are getting worse 

  • Forget the down payment, ditch the housewarming party! Renting might be your new best friend.  House prices are on a rocket ship to the moon, and rents are rising faster than your grandma's bingo bets. Experts say it's a nightmare for first-time homebuyers. Renting might not be the dream, but hey, at least you can skip the leaky faucet blues.

• Even superstars gotta "Begin Again" sometimes…

  • Swifties, rejoice! Looks like the "bad blood" between Taylor and TikTok is a thing of the past. After a 10-week break, her music (including the Taylor’s Versions) is back on the platform. Seems like a "cruel summer" for some fans is finally ending, just in time for her new album, Tortured Poets Department. Can't wait!

🏠💸TASTE OF THE FUTURE WITH AI

DJ Spotify in the House!

Spotify just dropped a fire new feature that's gonna blow up your playlist game. Forget spending hours hunting for tunes – now you can tell your inner music guru to chill and let AI be your hype man (or woman)!

Imagine this: you're craving a playlist that's the ultimate soundtrack to conquering that mountain bike trail.  Or maybe you need some jams to fuel a dance party in your living room that'd make Beyoncé jealous.   With Spotify's AI Playlist beta, all you gotta do is type in your mood – "shredding single track like a boss" or "living room dance floor domination" – and the AI whips up a personalized playlist that captures the vibe perfectly.

Think of it as your own musical genie, ready to grant your wildest audio wishes!   Want a playlist that's equal parts chill and epic for your next road trip?  Cruising with the windows down?  AI's got you covered.  Feeling a bit nostalgic and want to relive your 90s grunge phase?  No problem!  The AI can crank out some throwback anthems that'll have you rocking out like it's 1994 all over again.

And the best part?  This ain't a one-shot deal.  Don't love the vibe?  Want to add some extra spice, like a dash of classic rock to your dance party playlist?  No sweat!  AI Playlist lets you tweak the suggestions – just tell it "more bass" or "needs a mosh pit anthem."  Basically, you're the conductor of this musical orchestra, and the AI is your instrument-wielding sidekick.

This ain't your average playlist maker though –  Spotify's AI Playlist beta is like having your own personal music whisperer.  It can understand the deeper meaning behind your words,  whether you type in a feeling like "creative flow" or "beach bonfire vibes."  The AI will then tap into your music tastes  to create a playlist that speaks directly to your soul.  So basically, it's like having a BFF who just gets your music mood.

So if you're a Spotify Premium subscriber, get ready to ditch the playlist struggle and unleash your musical desires. Let Spotify's AI be your DJ and turn your wildest song cravings into reality.  It's time to discover music in a whole new way – prepare to be amazed by the AI's skills and get ready to rock out to playlists you never knew you needed. 😉

Other Cool AI News!

• Adobe Wants YOUR Videos

  • Forget stock photos, Adobe is on the hunt for your next viral video!  They're offering big bucks (up to $7.25 a minute) to creators to fuel their new AI that turns words into videos.  Think "walking my dog" or "bursting with joy" - everyday magic to teach their AI some serious tricks. So dust off your camera and get creative, this could be your chance to be part of the future of video.

• ChatGPT Got Way Better at Chatting (Like, Actually)

  • Chat-bots are leveling up! OpenAI just gave their premium ChatGPT a brain boost.  Expect sharper writing, math skills that'll make calculators cry, and conversations that flow smoother than a waterfall. Plus, it's got the latest info up to December 2023.  This upgrade comes after some drama with DALL-E, but at least your virtual buddy is smarter and more helpful now!

• Dream Home in a Flash?

  • Step aside, Michelangelo! There's a new architect in town, and it's not made of marble.  An AI called Vitruvius is here to revolutionize how we design buildings.  Imagine creating dream homes or mind-blowing structures faster and for less.  This brainiac program can be your partner in architectural crime (the good kind), so get ready to see some seriously impressive AI-powered designs in the future.

WHAT ABOUT TODAY’S FORTUNE? SIDE HUSTLE OF THE WEEK 💸

Essays Don't Have to Suck! Be the Side Hustle Superhero High Schoolers Need 🤓

Remember the stress of crafting your college applications? Carter Osborne did too, but he turned that experience into a goldmine! This 28-year-old went from stressed-out applicant to essay editing extraordinaire, raking in a whopping $113,550 in a single year with his side hustle. Talk about a plot twist worthy of a great college essay!

How to get started?

1. Overview of the Business:

Remember the blood, sweat, and tears poured into your college applications? They could be the key to unlocking a goldmine! Imagine turning your essay-writing expertise into a side hustle that helps stressed-out high school seniors and puts serious cash in your pocket. That's right, you! You can parlay your hard-earned college acceptance into a lucrative side gig.

2. Average Startup Cost:

The genius idea? Leverage your own college application experience to guide the next generation. The beauty? It requires minimal investment. With just $50 to create accounts on Zoom and a website builder, you could be up and running in no time. That's right, practically zero start-up cost to launch your own side hustle empire!

3. Capital Intensity:

This side hustle is all about your brainpower, not a fancy office. There will be some ongoing costs, like subscriptions (think $10-$20 a month) and maybe attending workshops to stay on top of admissions trends (costs vary). But overall, it's a low investment game with the potential for high rewards.

4. Interesting Growth Opportunities:

Imagine growing your client list to 40 students! You could build an online presence that attracts students like moths to a flame, or team up with guidance counselors to spread the word. You could even offer new services like brainstorming sessions or interview prep workshops. The possibilities are endless!

5. Earning Potential:

Earning six figures sounds amazing, right? With this side hustle, it's possible! However, it comes with a seasonal twist. The closer application deadlines get, the busier you'll be. Think long hours and potential burnout. But by managing your time wisely, you can find a balance between the hustle and your sanity.

So, are you a whiz with words and have a passion for helping young minds navigate the college application jungle? This side hustle might be your golden ticket! With minimal investment and the potential for high rewards, it's a fantastic way to leverage your existing skills and make a real difference. Take the leap and turn your college experience into a thriving side hustle!

This newsletter is for informational purposes only and does not constitute investment advice. The content is based on publicly available information, and the author makes no representations about its accuracy or completeness. Readers should conduct their own research before making any investment decisions.