Here's Your Fortune: Crypto Cracked, AI Job Hunt, & PJ Professor

Tomorrow’s Fortune

Welcome to the action-packed newsletter designed to help you navigate the world of business, investing, and technology. You owe it to yourself to stay informed! If you missed last week’s post, check it out here. 😎 

Cool Fact: An AI image recognition tool once confidently labeled an earthworm as a "dangerous noodle." 😂While technically accurate (earthworms can be harmful to some plants!), it highlights the sometimes humorous limitations of AI in understanding context and real-world nuances.

Today’s Digest:

• Crypto bible? This beginner's guide will answer all your burning questions about crypto… bitcoin… dogecoin… etc. 💸

• Need a Job? We live in a world where you can decide you want to work and let AI handle the rest. Get ready to say "See Ya Later Sucka" to your current boss 💪🏻

• Side Hustle Secrets to Online Tutoring Success. Turn Your Knowledge into a Side Hustle Goldmine (While Still Wearing Your PJs!) 💻

TOP STORY

Crypto for Noobs: Get Rich or Die Trying

Ever wished your cash could live online, buy fancy space cat memes, and take you on a thrilling rollercoaster ride?  Welcome to the wacky world of cryptocurrency!

Imagine this:  Instead of boring old bills, you've got a digital treasure chest overflowing with crypto coins.  These coins can soar in value one day, then plummet the next – it's a high-stakes game for financial thrill-seekers!

The Thing About Crypto

Think of crypto as an investment with a capital "I."  It can bring HUGE returns, but also carries BIG risks.  Why? Because, unlike your dollar bills, crypto isn't controlled by any banks or governments.  It all works thanks to a super-secure system called blockchain, like a giant scoreboard for all crypto transactions – everyone on the internet can see it!

Is Crypto the Future?

Maybe! Next time you go shopping… ask the cashier if they accept Bitcoin or Ethereum. If you start hearing more and more “Yes” responses then adoption is taking off and we might be inching towards a crypto future.

Top Cryptos to Know (based on market cap and social media mentions)

Just like pirates have their favorite ports, crypto has its big players:

• Bitcoin (BTC): The OG of crypto

• Ethereum (ETH): Cryptocurrency and platform for developers

• Solana (SOL): Designed for powering cool stuff like decentralized apps

Crypto's on Fire!

Hold onto your hats, crypto fans!  Prices are surging, with Bitcoin leading the charge.  It just smashed its all-time high, rocketing past $72,000!  This is even more impressive because usually when the US dollar gets stronger, crypto weakens.  But this time, crypto's defying the odds!

Before You Invest: A Word of Caution

The world of crypto is exciting, but it can also be scary.  Imagine investing and watching your money rise and fall faster than your heart rate on a haunted house ride. In 2021, Bitcoin and Ethereum, two big players in the crypto game, experienced massive drops in value. Bitcoin lost over 30% of its worth, while Ethereum crashed by a whopping 40% in just one day. It's like watching a movie with twists and turns you never saw coming! It's a stark reminder that in this high-stakes game, even the mightiest can be humbled by the forces of volatility.

Crypto: Not for the Faint of Heart

Crypto can be tricky, especially for beginners.  There are risks around every corner, like confusing rules and even scams.  That's why it's crucial to do your homework BEFORE you invest.

Are You Ready to Play?

Before diving in, ask yourself: Why do you want crypto?  Quick buck, or long-term game?  There's no magic formula, it's all about calculated risks.  Stay calm, have a plan, and don't let emotions cloud your judgment. 

Also - I recommend only having 5-10% of your portfolio exposed to crypto (ofc after you’ve secured 3-6 months of an emergency savings fund). And if you ask Warren Buffet… he wouldn’t advise you to invest at all.

BITS OF GOLD

• Move over slow-poke deliveries!

  • A new e-commerce swashbuckler named Temu has arrived. This Chinese upstart has become the most downloaded US shopping app in just a year, and experts say it could redefine online retail with its treasure trove of crazy-cheap goods shipped directly from China. Buckle up for longer wait times than usual Prime deliveries, but for bargain hunters, Temu might just be a golden opportunity!

• Reddit sets sail for Wall Street!

  • Their S-1 filing reveals an upcoming IPO on the NYSE under the ticker "RDDT".  The social media platform aims to raise $750 million by selling roughly 22 million shares priced between $31 and $34 each.  This could value Reddit at a cool $6.5 billion.  In a unique move, Reddit is setting aside 1.8 million shares specifically for some users and moderators to participate in the IPO.

• This economic rollercoaster isn't over yet!

  • Inflation is like that unwanted house guest - still lingering after a year! Sure, it's not as crazy as 2022 (remember 9.1%?!), but February's gas and rent bumps show it's not leaving the party anytime soon. The good news? Unemployment is super low, but that might be cold comfort to those who just got laid off. The Federal Reserve is trying to shoo inflation out with interest rates, but it might take a while. 

• Adulting is hard  

  • Did you know nearly half of parents are still bankrolling their adult kids, splurging an eye-popping $1,384 a month? It's like they're starring in their own reality show, "Keeping Up with the Kiddy Allowance"! With living costs skyrocketing and student loans looming large, these millennials and Gen Zers are living it up on their parents' tab. But wait, there's more! Over 60% of these "adults" are still lounging around without even reaching for their wallets. Time for them to ditch the piggy bank and start earning their financial stripes! 💸🏠🍔

• Real Estate: 

  • Homebuyers are now expected to earn 80% more than in 2020 just to afford a house! Properties keep getting pricier and the bank never runs out of cash. With wages lagging behind, it's as if the housing market is in limbo, and unfortunately, we're the ones trying to bend over backward to afford it! And let's not forget the housing shortage - it's like trying to find a unicorn in a hay bale! So, if you're thinking of buying a house, better start practicing your tightrope walking skills to navigate those sky-high prices and tight regulations!

🏠💸TASTE OF THE FUTURE WITH AI

AI to the Rescue! Your Shortcut to Landing an Awesome Job

Feeling stuck in a job search rut? Think your resume reads like yesterday's news?  Don't fret, fellow adventurer! Artificial intelligence (AI) is here to be your knight in shining armor, ready to slay those job search dragons and help you land your dream gig.

AI to Find the Right Job

Feeling like your skills deserve a better fit? AI can be your superpower for finding a dream job! Imagine a tool that analyzes your experience, interests, and those hidden talents you might not even know you have. This isn't fortune-telling, it's next-level career guidance. AI can match you with exciting new paths, courses to boost your skills, and even show you booming industries where your talents can truly shine. Ditch the dead-end and unleash your potential with the help of AI!

Crafting Your Resume with ChatGPT: A Quick Guide

Creating a standout resume is a breeze with ChatGPT! Start by defining your needs, whether you're starting from scratch or enhancing an existing resume. Then, prompt ChatGPT with specifics tailored to your industry and desired highlights, like "ChatGPT, help me write a resume for a marketing manager role emphasizing digital campaigns and team leadership." Utilize ChatGPT's resume builder features to structure your resume, generate bullet points, and craft compelling summaries. After receiving the initial draft, customize it further with prompts like "Using ChatGPT for resume customization, adapt my resume for a managerial role in the tech industry." Seek feedback and refine your resume iteratively until you're satisfied with the result. With ChatGPT, creating a professional resume that showcases your skills and experiences has never been easier! Also…. you can also ask ChatGPT to make you a cover letter!

But AI doesn't stop at resumes and cover letters…

Feeling nervous about that upcoming interview?  AI chatbots can be your interview prep partners, helping you translate your past experience to fit the new role and brainstorm answers to tricky questions.  They can even analyze your practice interviews, giving feedback on your eye contact, tone, and overall delivery.

Supercharge Your Job Hunt with these AI Tools

Enter the heroes of the digital age: AI-powered tools! Picture this: Jobscan optimizing your resume to perfection, Resumaker.ai simplifying the resume crafting process, and Jobprofile.io sprucing up your online presence. With Kickresume adding flair to your applications, Recless matching you with tailored job opportunities, and Interviewsby.ai polishing your interview skills, landing your dream job feels within reach! So, grab your digital sword and shield, embrace the power of AI, and embark on your quest for career glory in the thrilling landscape of 2024!

Remember, AI is your sidekick, not your superhero. Don't rely on it to fabricate your experience or write your entire cover letter.  AI is all about enhancing your truth, not creating a fantasy version of yourself.  Use its insights to become a more confident and competitive candidate, but let your unique personality shine through.  After all, company culture is a big deal, and you want to land a job where you can be your awesome self!

So, ditch the resume blues and embrace the power of AI.  With its help, you can craft a winning job search strategy and finally land that dream position.  Now get out there and conquer your career goals!

Other Cool AI News!

• Since when was Reddit an AI company?

  • Hold onto your hats, folks, because Reddit's IPO isn't just about upvotes and funny cat gifs – it's got an AI ace up its sleeve! With a price range of $31 to $34 per share, Reddit's $203 million AI data deals are turning heads faster than you can refresh your feed. It's like Reddit hit the jackpot in the digital wild west, selling data to hungry AI giants and potentially skyrocketing its valuation to the moon! So, while some users might fret about AI overlords, Reddit's too busy cashing in on the AI craze to care! 🚀🤖

• AI Tech Jobs in demand - while other tech bros are being laid off

  • Tech layoffs got you down? Not if you're an AI rockstar!  Job market might be chilly, but for you brainiacs, it's a pool party. Recruiters are throwing metaphorical pool floats (and huge salaries!) your way. AI job listings are up 42% since December - you're the VIPs at the party!

• Schools actually love AI

  • Teachers, ditch the ban!  A new survey says most schools (73%) are welcoming AI like ChatGPT into class, not kicking it out.  Sure, some are cautious (20% for teachers only), but experts say it's a skill for future jobs, not a detention-worthy offense.  Places like NYC are even changing their minds, creating AI guidelines.  So embrace the AI revolution, teachers, and get ready to blast off into the future with your students!

WHAT ABOUT TODAY’S FORTUNE? SIDE HUSTLE OF THE WEEK 💸

Knowledge to Cash: Your Online Tutoring Side Hustle 💻🤑

Kids need help these days, and guess what? That means opportunity for YOU!  Online tutoring is the side hustle of 2023, and it's like having a secret money machine in your room.  Think about it – you're the hero students need, swooping in with a virtual backpack full of knowledge, ready to slay their academic dragons!

How to get started?

1. Overview of the Snack Business:

Here's the dealio: You set your own hours, choose your rates (think $15 to over $100 an hour!), and become a master sharer of knowledge. 

2. Average Startup Cost:

Unlike that lemonade stand you had as a kid (which, let's be honest, probably got shut down for "health code violations"), you won't need a loan from Mom and Dad to get started. All you need is a computer (think $300 and up, but hey, you can probably score a decent deal online!), a webcam ($20+), and an internet connection (around $30-$100 a month). Fancy extras like a whiteboard or a superhero cape can wait until you're raking in the dough!

3. Capital Intensity:

Online tutoring is like a low-cost superhero.  You don't need a fancy lair (your room works just fine!), and your weapon of choice is your brain, not a giant laser (although a cool desk lamp might be fun).  Think about it – you're basically Professor X, schooling students from the comfort of your own headquarters.

4. Interesting Growth Opportunities:

The best part? The demand for online tutors is HUGE, and it's only going to grow.  This means more students to help, more skills to share, and more chances to become a legend... of learning!  Imagine the stories they'll tell – "There once was a tutor named [Your Name], who helped me conquer Algebra and ace my exams!"

5. Impact of AI:

Oh, and AI? It might become your sidekick soon, helping with lesson plans and keeping students engaged.  Think of it as a high-tech Robin to your knowledge-slinging Batman!

6. Earning Potential:

Want to turn your knowledge into cash? Tutoring online lets you set your schedule, be your own boss, and potentially earn up to $180/hour! Just like Jade, who left traditional teaching to make $10,000/month on Outschool. Become an online tutor and watch your side hustle soar!

Don't just dream about financial freedom, make it a reality! Turn your expertise into a thriving online tutoring side hustle. Imagine setting your own schedule, being your own boss, and making a difference in students' lives - all while potentially earning top dollar.

This newsletter is for informational purposes only and does not constitute investment advice. The content is based on publicly available information, and the author makes no representations about its accuracy or completeness. Readers should conduct their own research before making any investment decisions.